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Retirement Tools
Turkey Retirement Calculator — How Much Do You Need?
Select your city, lifestyle, and accommodation type to get a personalised monthly cost estimate for retiring in Turkey. Compare against your pension and see if it stacks up.
Retirement calculator
Build your Turkey retirement budget.
Select your preferences below. Results update instantly based on 2026 market data.
1. Choose your city
Turkey's #1 expat city. Mediterranean beach lifestyle, strong international community, excellent private hospitals, direct European flights. Best value for quality of life.
2. Choose your lifestyle
Good supermarkets, regular dining, mix of transport, standard private health insurance
3. Accommodation
Antalya · Comfortable · Rent 1BR
Monthly total
€950
Annual total
€11,400
Minimum income needed
€950/mo
Breakdown
Rent
€350
Utilities
€55
Groceries
€160
Transport
€28
Health insurance
€60
Dining out
€90
Personal / misc
€100
Residence permit income requirement
Turkey's short-term residence permit requires demonstrating sufficient funds — typically €400–600/month equivalent is considered the practical minimum. Your retirement budget should comfortably exceed this. Property ownership also supports permit applications.Full ikamet guide →
Pension adequacy
Is your state pension enough to retire in Turkey?
Common European state pensions compared against Turkey retirement budgets. Remember: many retirees supplement state pension with workplace pensions, investment income, or rental income from home-country property.
🇬🇧 UK UK State Pension (full)
£815/mo ≈ ~€950/month
Enough for Budget in Antalya/Fethiye/Alanya. Not enough for Comfortable lifestyle anywhere.
🇩🇪 DE German Rente (average)
€1,200/mo ≈ €1,200/month
Covers Budget or low-Comfortable in most Turkish cities. Premium needs supplementary income.
🇳🇱 NL Dutch AOW (single)
€1,400/mo ≈ €1,400/month
Covers Comfortable lifestyle in Antalya, Fethiye, or Alanya. Tight for Comfortable Istanbul.
🇮🇪 IE Irish State Pension
€277/week (~€1,200/mo) ≈ €1,200/month
Similar to German average — workable for Budget/Comfortable outside Istanbul.
🇧🇪 BE Belgian pension (average)
~€1,350/mo ≈ €1,350/month
Comfortable in Fethiye and Alanya. Budget-Comfortable in Antalya.
The key insight
Even a modest European state pension goes significantly further in Turkey than in its home country. The UK State Pension covers a budget lifestyle in coastal Turkey; a German or Dutch pension covers a comfortable one. Most retirees find they need 40–60% of the monthly income they required in their home country to maintain an equivalent standard of living.
City comparison
At-a-glance: retirement cost by city for a Comfortable lifestyle.
Istanbul
Antalya
Currently selected
Fethiye
Alanya
FAQ
Retiring in Turkey — common questions.
Related guides and tools
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Retiring in Antalya
Complete guide to retiring in Turkey's top expat city
Residence Permit in Turkey
How to get your ikamet as a retiree
Cost of Living in Turkey
Detailed breakdown of expat living costs
Double Taxation Turkey
Tax treaty implications for foreign pension income
Healthcare in Turkey
Private insurance, hospitals, and SGK explained