UAE to Turkey Relocation Guide 2026
Moving from the UAE
to Turkey: Complete Guide
Everything UAE residents need to know about relocating to Turkey — Emirates ID cancellation, end-of-service gratuity, entering Turkish income tax for the first time, UAE-Turkey banking, and your Turkish residence permit.
General · Ask the Turkey assistant
Quick Answer
What do UAE residents need to know about moving to Turkey?
The UAE-to-Turkey move is administratively lighter than most European departures — no tax authority to notify, no pension to arrange, no social security to unwind. But the financial planning is more important: for most UAE residents, Turkey will be the first country where they pay income tax. Turkish income tax is progressive up to 40%, and worldwide income becomes Turkish-taxable after 183 days. Engage a Turkish tax advisor before you arrive.
- ›No UAE tax bureaucracy to exit — but cancel your residency visa and Emirates ID
- ›Collect end-of-service gratuity (EOSG) before or on departure
- ›Turkish income tax applies after 183 days — the first income tax for most UAE residents
- ›No UAE-Turkey DTA needed: the UAE has no income tax to create double taxation
- ›Engage a Turkish mali müşavir before arriving to plan your tax position
Before you leave the UAE
Your UAE departure checklist.
The UAE departure process is lighter on government bureaucracy than European moves. The key financial steps — gratuity collection, banking transition, and Turkish tax planning — are what require the most attention.
Not sure if the 20-Year Exemption applies to you?
The exemption does not apply automatically. Take the 60-second eligibility check before relying on exemption-based tax examples.
Educational only — not tax or legal advice.
Cancel UAE residency visa and Emirates ID
If you are a UAE resident (not a citizen visiting), cancel your UAE residency visa through your employer's PRO, your free zone authority, or ICP (Federal Authority for Identity, Citizenship, Customs and Port Security). Your Emirates ID is linked to your residency — it is automatically invalidated when your residency visa is cancelled. Keep copies of your Emirates ID for banking and financial purposes during the transition period. If you own property in the UAE, a residency visa may not be required, but check your specific visa status.
Collect end-of-service gratuity
If you have been employed in the UAE, you are entitled to an end-of-service gratuity (EOSG) on departure. The gratuity is calculated based on your years of service and basic salary, governed by UAE Labour Law. For employees in free zones, rules may differ. Gratuity should be paid within 14 days of your last working day. DIFC and ADGM employees may be part of the DEWS (DIFC Employee Workplace Savings) scheme instead — collect your DEWS balance separately from your provider.
Close or convert UAE bank accounts
Emirates NBD, FAB (First Abu Dhabi Bank), ADCB, and Dubai Islamic Bank all have processes for non-resident account holders. Emirates NBD offers a Global Non-Resident account that can continue after departure. FAB International also maintains non-resident clients. If you plan to retain UAE property or receive rental income, maintaining a UAE account is practical. For accounts you close, collect all outstanding direct debits and salary deposits before closure. UAE bank accounts for non-residents often require a minimum balance or fee.
Cancel UAE health insurance
UAE mandatory health insurance (required by law in Dubai and Abu Dhabi) is typically provided by your employer or your own policy. Cancel it from your departure date. Do not leave a gap in coverage — arrange Turkish private health insurance before you leave the UAE. Turkish private health insurance is required for the Turkish ikamet (residence permit). Major international insurers (Cigna, AXA, Allianz Care) offer plans that bridge UAE and Turkey.
Plan for Turkish income tax — a first for most UAE residents
The UAE has no income tax. For most UAE residents — whether from the UK, US, Europe, India, or elsewhere — moving to Turkey means entering an income tax system for the first time. Turkish tax residency is triggered by spending 183+ days in Turkey in a calendar year. Turkish income tax is progressive: 15% (up to ~TRY 110,000), rising to 40% on the highest band. Investment income, property rental income, and business income all become Turkish-taxable. Engage a Turkish tax advisor (mali müşavir) before arriving to plan your tax position.
Structure international wealth and savings
Many UAE residents hold significant offshore savings, investment accounts, and international property. Upon becoming Turkish tax resident, the global income principle applies — Turkish tax authorities require declaration of worldwide income. Offshore savings accounts, rental properties outside Turkey, share portfolios — all become relevant to your Turkish tax return. Structures that were tax-efficient under UAE zero-tax residency may require restructuring. Seek specialist international tax advice before establishing Turkish residency if you have complex financial arrangements.
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Pre-departure checklist
Full checklist for UAE residents.
The UAE departure is lighter on paperwork than European moves, but heavier on financial planning. The transition from zero-tax UAE residency to Turkish income tax residency is the defining financial event of this relocation.
Tax & financial planning
Entering Turkish income tax for the first time.
The UAE has no income tax, capital gains tax, or inheritance tax for residents. For most people who have lived in the UAE for years, the concept of personal income tax is abstract rather than real. Moving to Turkey changes this entirely.
Turkish income tax (gelir vergisi) is levied on worldwide income for Turkish tax residents. The rates are progressive: 15% on the lowest band, rising to 40% on income above a threshold. Rental income, dividends from offshore investments, freelance income, and employment income all become Turkish-taxable after 183 days in Turkey in a calendar year.
The absence of a UAE-Turkey DTA is not the problem it might appear — since the UAE imposes no tax, there is nothing to double-tax. The challenge is purely Turkish: understanding your obligations, finding a qualified Turkish mali müşavir (tax advisor), and structuring your affairs before you trigger Turkish tax residency.
Turkish income tax (gelir vergisi)
Progressive rates: 15% to 40%. Triggered by 183+ days in Turkey. Applies to worldwide income for residents. Salary, rental, dividends, business income all in scope.
End-of-service gratuity
UAE EOSG is a lump sum based on years of service and basic salary. Paid on departure. Not subject to UAE tax. Consider the optimal destination account for this payment.
No state pension — private planning
UAE has no state pension. Collect EOSG and DEWS balances. Turkish SGK voluntary contributions are available. Focus on private pension savings strategy from Turkey.
UAE banking for non-residents
Emirates NBD Global Non-Resident account is the strongest option. FAB International also works. Wise for AED-TRY transfers. Currency brokers for large transfers.
Where do UAE expats settle in Turkey?
Best Turkish cities for UAE expats.
Istanbul
Istanbul is the natural first choice for UAE expats — a cosmopolitan city of 15 million with luxury shopping, fine dining, international business, and a familiar high-net-worth lifestyle. Districts like Nişantaşı, Bebek, and Levent feel comparable to Dubai's DIFC and Jumeirah.
Bodrum
Bodrum appeals strongly to high-net-worth UAE expats. Superyacht marinas, luxury villas, international restaurants, and a summer social scene comparable to St Tropez or Marbella. A growing number of Dubai-based property investors are acquiring Bodrum villas.
Antalya
Antalya offers UAE expats a Mediterranean lifestyle at significantly lower cost than Dubai or Istanbul. Strong healthcare infrastructure, established expat community, and year-round sunshine appeal to UAE retirees and remote workers.
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Frequently asked questions
UAE expat FAQ.
Essential guides for your move from the UAE
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