Property Guide for Expats 2026

Buying Property in Turkey
as a Foreigner: 2026 Guide

The complete guide to purchasing real estate in Turkey as a foreign national — legal process, title deeds, costs, citizenship pathway, and what to watch out for.

183
Nationalities allowed to buy property
4%
Title deed transfer tax
$400K
Citizenship via real estate investment
18%+
Foreign purchases growth in 2026

Can foreigners buy?

Turkey is one of the most open markets for foreign buyers.

Citizens of 183 countries can purchase freehold real estate in Turkey with minimal restrictions — no residence permit needed to buy. A Turkish tax number (free, quick) is all you need initially.

The only main restriction is military zones — properties nearby require a clearance check, typically 3–15 days for most urban properties (most are pre-cleared).

No residence permit needed to buy

You can purchase property as a tourist on a visa. A Turkish tax number is all you need initially.

Freehold ownership

Full freehold (mülkiyet) ownership with title deed. Not leasehold. Your name directly on the TAPU.

Can be used for citizenship

A purchase of $400,000+ can qualify you for Turkish citizenship via the investment programme.

Strong rental yields

Coastal cities generate 5–9% gross rental yields. Istanbul's short-term rental market is strong.

Purchase process

Step-by-step: buying property in Turkey.

01

Get a Tax Number (Vergi Numarası)

Required before any property transaction. Obtain from any local tax office with your passport. Takes 15 minutes.

02

Open a Turkish Bank Account

Required to receive a title deed (TAPU). Most banks need a residence permit — some accept a tax number.

03

Find the Property

Work with a licensed agent (emlakçı). Inspect in person, verify no unpaid debts or restrictions on the title.

04

Sign a Preliminary Contract

Typically a 10% deposit is paid. Ensure the contract covers all conditions, price, and handover date.

05

Military Clearance Check

Properties near military zones require a clearance check. Most urban properties are pre-cleared. Takes 3–15 days.

06

Title Deed Transfer (TAPU)

Both parties attend the Land Registry Office. The deed is transferred and you pay the remaining balance.

07

Pay Taxes & Fees

Title deed transfer tax (4% of declared value), agent commission (2–3%), notary fees if applicable.

08

Register Utilities & DASK Insurance

Transfer electricity, gas, and water. DASK (mandatory earthquake insurance) is required for all properties.

Taxes & fees

Full cost of buying property.

Total transaction costs are generally 6–10% of the purchase price — lower than many EU countries. Budget carefully and factor these into your purchase calculations.

Title deed transfer tax4% of declared value
Agent commission2–3% (buyer + seller)
Notary fees€100–400 approx.
Title deed registration fee~€50–100
DASK earthquake insurance (annual)€50–200
Annual property tax (emlak vergisi)0.1–0.6% of declared value
Maintenance fee (aidat)€30–200/month

Turkish citizenship

Citizenship by investment — via property.

Purchase qualifying property and apply for Turkish citizenship. Includes visa-free or visa-on-arrival access to 110+ countries.

$400,000 USD

Real estate purchase

Single or multiple properties totalling this value. Must be held 3 years.

$500,000 USD

Fixed capital investment

In a business or industrial investment in Turkey.

$500,000 USD

Government bond deposit

In Turkish government bonds, held 3 years.